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<!--Generated by Squarespace Site Server v5.11.81 (http://www.squarespace.com/) on Sat, 11 Feb 2012 00:30:33 GMT--><rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:rss="http://purl.org/rss/1.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:admin="http://webns.net/mvcb/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:cc="http://web.resource.org/cc/"><rss:channel rdf:about="http://www.youngfreestlouis.com/media-center/"><rss:title>Media Center</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/</rss:link><rss:description></rss:description><dc:language>en-US</dc:language><dc:date>2012-02-11T00:30:33Z</dc:date><admin:generatorAgent rdf:resource="http://www.squarespace.com/">Squarespace Site Server v5.11.81 (http://www.squarespace.com/)</admin:generatorAgent><rss:items><rdf:Seq><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/seeking-gen-y-as-credit-unions-invest-in-members-of-the-futu.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/seeing-st-louis-social-media.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/6-benefits-of-using-a-credit-union.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/in-st-louis-this-credit-union-is-a-financial-one-stop-shop.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/young-free-other-programs-tap-into-whats-big-with-youth.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/jenn-cloud-treats-fans-to-breaking-dawn-premiere-in-st-charl.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/cmt-and-young-free-stl-team-up-for-how-to-ride-transit.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/grove-fest-fashion-corner-sponsor-spotlight-vantage-credit-u.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/30-under-30-jenn-cloud-wins-spokeswoman-job-for-a-year.html"/><rdf:li rdf:resource="http://www.youngfreestlouis.com/media-center/young-and-free-spokesperson-finalists-on-ktvi.html"/></rdf:Seq></rss:items></rss:channel><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/seeking-gen-y-as-credit-unions-invest-in-members-of-the-futu.html"><rss:title>Seeking Gen Y as Credit Unions Invest in Members of the Future</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/seeking-gen-y-as-credit-unions-invest-in-members-of-the-futu.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2012-01-29T05:21:00Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-cu-times.jpg?__SQUARESPACE_CACHEVERSION=1327900939115" alt="" /></span></span>Credit Union Times</em> | <span>By Natashia Chilingerian</span></strong></p>
<p>All credit unions know their futures depend on connecting with Gen Y, but it still seems they&rsquo;re having a tough time doing so.</p>
<p>According to a recent Filene Research Institute report, &ldquo;Credit Union Market Niches: Social and Demographic Opportunities,&rdquo; challenges such as closed fields of membership, weak technology and even a misunderstanding of the term &ldquo;credit union&rdquo; stand in the way of nudging the average CU member age down from 47.</p>
<p>Some credit unions, however, are using creative marketing programs to build young membership and have been reporting positive results. The $668 million Vantage Credit Union of Bridgeton, Mo., for example, is making a splash with young consumers in the St. Louis area through its Gen Y outreach program, Young &amp; Free.</p>
<p>Vantage CU&rsquo;s Young &amp; Free spokesperson, 25-year-old Jenn Cloud, acts as a liaison between the young St. Louis community and the credit union. She hosts events, makes appearances and posts blogs and videos to the&nbsp;<a href="http://www.cutimes.com/2011/03/23/vantage-credit-unions-challenge-voting">Young &amp; Free St. Louis</a>&nbsp;website, all with the goal of promoting Vantage CU and the credit union movement to the 18 to 25 age bracket.</p>
<p>Cloud said she helps snag new young members by marketing Not Your Mama&rsquo;s Account, Vantage CU&rsquo;s flagship Gen Y product. Not Your Mama&rsquo;s Account is a free checking account that promotes saving through its Swipe2Save feature, an automatic transfer activated by debit transactions, and allows mistakes with the Oops NSF Fee rebate, which allows account holders one penalty-free overdraft every six months.</p>
<p>An online personal financial management tool helps Not Your Mama&rsquo;s Account holders keep their spending in check.</p>
<p>&ldquo;The goal is to get members in when they&rsquo;re young and make sure they&rsquo;re satisfied with the two most basic products &ndash; checking and savings accounts,&rdquo; Cloud said. &ldquo;Then, through continued education, we can be there when they&rsquo;re ready for, say, a mortgage.&rdquo;</p>
<p>Since beginning her position about six months ago, Cloud has raised awareness about Vantage&rsquo;s products by hosting an ugly sweater Christmas party and a wine bar &ldquo;tweet-up&rdquo; for Twitter followers, just to name a few. The publicity has been positive: currently, 18- to 25-year-olds comprise 12.5% of Vantage CU&rsquo;s membership and 37% of those members are Not Your Mama&rsquo;s Account holders.</p>
<p>Cloud lists mobile banking access, social media participation and giveaway programs as three other vehicles for attracting Gen Y. Vantage CU is currently developing a mobile banking app and offers TweetMyMoney, which gives members limited mobile banking access via Twitter. It also has an active Facebook account and offers local merchant coupons to members.</p>
<p>She also pointed out that credit unions should keep in mind the needs of young folks in their geographical area. In St. Louis, for example, getting married and buying a home is common for 25-year-olds, which makes mortgages key products for local Gen Y-ers, she said.</p>
<p>The Young &amp; Free program is currently in place at 10 credit unions in eight states and two Canadian provinces and employs 10 full-time spokespeople.</p>
<p>+ <a href="http://www.cutimes.com/2012/01/28/seeking-gen-y-as-credit-unions-invest-in-members-o">Read complete article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/seeing-st-louis-social-media.html"><rss:title>Seeing St. Louis: Social Media</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/seeing-st-louis-social-media.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2012-01-04T16:00:00Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-t-online.jpg?__SQUARESPACE_CACHEVERSION=1326219237827" alt="" /></span></span></p>
<p><strong><em>timeline online | </em><em>By Jon Street<br /></em></strong></p>
<p><span>The Gateway to the West is highlighting happenings with social media.</span></p>
<p><span>Yelp,  Facebook, Twitter, FourSquare, Groupon and LivingSocial among other  prominent social networking sites are helping St. Louis residents decide  how to get the best bang for their buck.</span></p>
<p><span><span>Jennifer  Cloud, social media expert and alumna of Missouri Baptist University,  gave some tips on how to find things to do on a budget in St. Louis.</span><span>&nbsp;</span></span></p>
<p><span>&ldquo;I love this city and there really is a lot of cool stuff to do, you just need to know where to look,&rdquo; Cloud said.</span></p>
<p><span>Cloud recommended <span><a href="http://www.yelp.com/st-louis"><span>Yelp.com/st-louis</span></a></span>, the only social media site specific to St. Louis.</span></p>
<p><span>&ldquo;Yelp  is an amazing social community and local business review site that  really rewards those who use it and help build it up,&rdquo; Cloud said.</span></p>
<p><span>Yelp  users can post business reviews and interact with local users to make  sure they&rsquo;re up to date with what&rsquo;s going on and how to get more for  less.</span></p>
<p><span>Cloud, spokesperson for <span><a href="http://www.youngfreestlouis.com"><span>Young and Free St. Louis</span></a></span>,  a Vantage Credit Union sponsored organization that gives young adults a  voice regarding financial needs, said she posts special offers from  Yelp on the Young and Free St. Louis website when she finds them.</span></p>
<p><span>Another feature of Young and Free St. Louis is the events calendar, also letting users post their own events.</span></p>
<p><span>Cloud  also highlighted websites like Groupon, LivingSocial, Eventful,  Eventbrite and Patch, along with local media sites such as Sauce  Magazine and Riverfront Times.</span></p>
<p><span>&ldquo;Patch.com  offers a highly localized news site where events are also listed, all  very family friendly,&rdquo; said Cloud. &ldquo;Eventful and Eventbrite allows  people to easily post and share their own events and even sell tickets  but they also aren't communities of their own.&rdquo;</span></p>
<p><span>Cloud said Twitter is also a great event resource, simply by searching for #STL and #StLouis hashtags.</span></p>
<p><span>St. Louis residents take advantage of a few of these online services to get deals available in several city venues. </span></p>
<ul>
<li><span>Concert and entertainment venues: St. Louis Symphony, Fox Theatre, Scottrade Center, Verizon Wireless Amphitheater, The Muny</span></li>
<li><span>Radio stations: Y98, JoyFM, KMOX</span></li>
<li><span>News stations: NewsChannel5, KMOV-4, Fox2Now</span></li>
<li><span>Print and online publications: Patch, St. Louis Post-Dispatch, Weatherbird</span></li>
<li><span>Family-friendly attractions: City Museum, The Magic House, Saint Louis Zoo</span></li>
<li><span>Sports teams: St. Louis Rams, St. Louis Blues, St. Louis Cardinals</span></li>
<li><span>St. Louis districts: The Loop, Downtown St. Louis, Central West End</span></li>
<li><span>Caf&eacute; and restaurant venues: Starbucks, Panera Bread, Chick-fil-A, Sno-Biz, Fritz&rsquo;s Root Beer, Qdoba</span></li>
</ul>
<p><span>A number of MBU students also find these deals go easy on a college budget.</span></p>
<p class="p1">+ <a href="http://mbutimeline.com/seeing-st-louis/341-seeing-st-louis-social-media">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/6-benefits-of-using-a-credit-union.html"><rss:title>6 Benefits Of Using A Credit Union</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/6-benefits-of-using-a-credit-union.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-12-08T22:03:36Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-sfgate.jpg?__SQUARESPACE_CACHEVERSION=1323715356358" alt="" /></span></span>SF Gate (San Francisco Chronicle)</em></strong></p>
<p class="p1">People have associated banks with trustworthiness, longevity and stability in the financial world - at least, until recently. With the shake-down of the financial markets and the collapse of many financial institutions, many of us are starting to question if banks are the best way to store, transfer and save our money.&nbsp;</p>
<p class="p1"><strong>Misconceptions About Credit Unions</strong></p>
<p class="p1">Jenn Cloud, the <a href="http://www.youngfreestlouis.com/blog/"><span class="s1">Young and Free Spokesperson for Vantage Credit Union</span></a>, notes that <a href="http://www.investopedia.com/terms/c/creditunion.asp?partner=sfgate"><span class="s1">credit unions</span></a> are often mistaken for "a payday lender or some exclusive club that requires you to be a part of a union or work in a certain field to join." But, continues Cloud, neither of these misconceptions are true. So if you're considering a credit union instead of a bank, there are quite a few reasons to make the jump.</p>
<p class="p1"><strong>Friendliness and Accessibility</strong></p>
<p class="p1">Big banks can seem cold, formal and even unreachable. It often seems that branch managers don't have the authority to make the decisions to help you, or that the bank itself is so enormous it doesn't really care about having your business. Credit unions can be friendlier in atmosphere and tone, and simply more accessible on every level. According to Cloud, "being smaller and local allows them to be very connected to their neighborhoods and versatile to respond to feedback."&nbsp;</p>
<p class="p1"><strong>A Co-Op, Not a Corporation</strong></p>
<p class="p1">Credit unions often consider themselves "<a href="http://www.investopedia.com/terms/f/financial_cooperative.asp?partner=sfgate"><span class="s1">financial cooperatives</span></a>" rather than financial institutions. The goal is not to make more money from customers, but to "address a common need through a jointly-owned and democratically-controlled enterprise," according to the Seattle Metropolitan Credit Union.</p>
<p class="p1"><strong>Nothing to Lose</strong></p>
<p class="p1">According to Cloud, the only standard requirement for membership in most credit unions is that you live in the area. According to Cloud, credit unions offer all the same services as banks: "checking, saving loan and investment options."</p>
<p class="p1"><strong>It's a Democracy</strong></p>
<p class="p1">Perhaps the most outstanding feature of credit unions is that they are member-owned and member-run. Credit unions are free to make decisions to benefit their members, rather than seeking to please "some removed group of stockholders somewhere," says Cloud.</p>
<p class="p1"><strong>Better Rates</strong></p>
<p class="p1">"Being member-owned generally allows the rate of returns on savings accounts to be higher and the interest rates on loans to be lower than at a bank," notes Cloud.</p>
<p class="p1">The ability to make money on your own money is a huge step in the right financial direction, but something that's often out of reach at a corporate bank unless you reach a high dollar balance in your account. Since profits to stockholders aren't a part of the company vision, credit unions are free to pass surplus money on to members, "in the form of fewer fees, more services, lower interest on loans and higher dividends on deposits."</p>
<p class="p1"><strong>Cool Perks and Free Education</strong></p>
<p class="p1">Some credit unions, such as Vantage, offer fun and useful products such as individual health and pet insurance and financial advisory services, says Cloud. Most credit unions focus on community enrichment and financial education, with many offering free classes or other means of education to the community.&nbsp;</p>
<p class="p1"><strong>The Bottom Line</strong></p>
<p class="p1">When it comes to banking services, credit unions offer the same menu of financial services that you'll find at large banking corporations. If you're frustrated with long lines and unresponsive customer service, a credit union might just be the best place to put your money. It's tough to beat a place that's community-focused, friendly and offers better interest rates.</p>
<p class="p1">+ <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=%2Fg%2Fa%2F2011%2F12%2F07%2Finvestopedia68095.DTL">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/in-st-louis-this-credit-union-is-a-financial-one-stop-shop.html"><rss:title>In St. Louis, This Credit Union Is a Financial One-Stop Shop</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/in-st-louis-this-credit-union-is-a-financial-one-stop-shop.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-12-05T18:51:55Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-cu-mym.jpg?__SQUARESPACE_CACHEVERSION=1323111165521" alt="" /></span></span></p>
<p><strong><em>CU Move Your Money<br /></em></strong></p>
<p>Did you know that many credit unions even offer investment, mortgage and insurance products in addition to your regular banking needs such as checking and savings accounts? Even down to pet insurance and individual health insurance options for the self-employed, credit unions really can be a one-stop shop for ALL of your financial needs! After opening my checking and savings accounts and taking out 2 successful loans with Vantage Credit Union here in my home town of St. Louis I'm going to be visiting their insurance and investments division this month to start talking about how to save for retirement (at the ripe old age of 25!) and transfer my auto and renters insurance over, too. Why have these things all spread out when they can all be handled by one institution that I know and trust?<br /><br />Credit unions can often do all the same things that banks do for you but are way nicer about it. You can deposit your money, take it out, move it around, invest it, easily pay all of your bills AND deal with someone in your local area if you ever have an issue arise. Your local credit unions probably do a lot more than you realize, give them a call or check them out today to see what the different ones around you offer to find the best fit!<br /><br />In the St. Louis area, please check out Vantage Credit Union and our fun Young &amp; Free program that gives a voice to the 18-25 year old crowd in our tri-county metro area.</p>
<p class="p1">+ <a href="http://www.cumoveyourmoney.com/2011/12/in-the-st-louis-this-credit-union-is-a-financial-one-stop-shop-.html">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/young-free-other-programs-tap-into-whats-big-with-youth.html"><rss:title>Young &amp; Free, other programs tap into what's big with youth</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/young-free-other-programs-tap-into-whats-big-with-youth.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-12-05T16:05:27Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-cuna.jpg?__SQUARESPACE_CACHEVERSION=1323101148948" alt="" /></span></span></p>
<p><strong><em>CUNA News Now</em></strong></p>
<p class="p1">MADISON, Wis. (12/5/11)--Credit unions are using creativity and the power of the electronic media to capture the imagination of Gen Y.</p>
<p class="p1">After about six months of operation, Young &amp; Free Maine has begun to achieve results in the marketing of the free4ME checking, according to the Maine Credit Union League (<em>Weekly Update</em> Nov. 25).&nbsp;</p>
<p class="p1">Young &amp; Free is a spokester recruitment program, launched in 2007 by Currency Marketing, a credit union marketing company in Chilliwack, Canada. Young &amp; Free provides the tools to engage the youth market, using a combination of social media and contests to find a young, media-savvy credit union spokesperson. To connect with younger consumers, credit unions that participate in the campaign are also urged to create price-sensitive products, such as free checking accounts with low or no fees. Several state leagues are promoting the program as well.</p>
<p class="p1">Seth Poplaski, Maine's spokester, has made 45 spokesperson appearances and attended 30 media events, using a Young &amp; Free-branded Chevy Cruz to travel the state.<br /> &nbsp;<br /> Maine credit unions have seen an 8.2% increase in membership of 18-25 year olds from September 2010 to September 2011, with the majority joining between April and September of this year, the first six months of Young &amp; Free in the state.</p>
<p class="p1">With 22 credit unions reporting--56% of which offer free4Me checking--the Maine league has tracked 1,707 new checking accounts as of Sept. 30.</p>
<p class="p1">The Maine Young &amp; Free Website has attracted 30,000 visitors.</p>
<p class="p1">In Missouri, Vantage CU cashed in on the popularity of the Twilight series by treating two young members and their guests to a midnight showing of the movie, "Breaking Dawn," the fourth in the series, Nov. 18. For a chance to win the premiere tickets, Vantage CU's Young &amp; Free St. Louis spokester, Jenn Cloud, encouraged fans to go to the Young &amp; Free St. Louis website and answer Twilight trivia questions.</p>
<p class="p1">Cloud met the two winners and their guests at a local theater to take their places in line for the midnight showing. She treated other waiting moviegoers to Young &amp; Free bracelets, lip balm and cell-phone screen cleaners.</p>
<p class="p1">The Association of Vermont Credit Unions employed its Economy of Me program to help students better understand and manage their money. Project Manager Colin Ryan presented back to back assemblies for students of Winookski High School in November.</p>
<p class="p1">Local <em>CBS</em> affiliate <em>WCAX</em> was on hand to film Ryan's presentation in preparation for an upcoming appearance on the station's late afternoon news show, "The: 30."&nbsp; Ryan used the opportunity to raise awareness about Economy Of Me and highlight what Vermont credit unions are doing to educate young people.</p>
<p class="p1">+ <a href="http://www.cuna.org/newsnow/11/system120211-5.html">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/jenn-cloud-treats-fans-to-breaking-dawn-premiere-in-st-charl.html"><rss:title>Jenn Cloud Treats Fans to Breaking Dawn Premiere in St. Charles</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/jenn-cloud-treats-fans-to-breaking-dawn-premiere-in-st-charl.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-11-28T14:00:00Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-stc-patch.jpg?__SQUARESPACE_CACHEVERSION=1303148547350" alt="" /></span></span>St.CharlesPatch</em> | By Jennifer Allemann</strong></p>
<div class="main_text">
<div class="user_content value">
<p><span class="full-image-float-left ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/twilight-fans.jpg?__SQUARESPACE_CACHEVERSION=1323110746943" alt="" width="287" height="384" /></span></span>Chelsea Robinson and Ashley Hancock  (plus one guest each) were treated to a midnight showing of the highly  anticipated movie Breaking Dawn on Friday, November 18. For a chance to  win the premiere tickets, Vantage Credit Union&rsquo;s Young &amp; Free St.  Louis spokester, Jenn Cloud, encouraged fans to go to the  youngfreestlouis website and answer ten Twilight trivia questions.</p>
<p>Cloud met the two winners and their guests at the St. Charles  Wehrenberg theater to take their places in line for the midnight  showing. She treated other waiting moviegoers to Young &amp; Free  bracelets, chapsticks and cell-phone screen cleaners. There was even  time to snap a few photos.</p>
</div>
</div>
<p>+ <a href="http://stcharles.patch.com/announcements/jenn-cloud-treats-fans-to-breaking-dawn-premiere-in-st-charles">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/cmt-and-young-free-stl-team-up-for-how-to-ride-transit.html"><rss:title>CMT and Young &amp; Free STL Team Up for “How To Ride Transit”</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/cmt-and-young-free-stl-team-up-for-how-to-ride-transit.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-10-17T23:03:54Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-nextstop.jpg?__SQUARESPACE_CACHEVERSION=1318892754138" alt="" /></span></span>nextstop | </em>by Courtney<br /></strong></p>
<p><a href="../../">Vantage Credit Union</a> is  introducing a new video series teaching young St. Louisans &ldquo;How To&rdquo; do  many things around the region to save money, including taking MetroLink.  It&rsquo;s always great to teach others how to use the system, and an  important lesson for us transit veterans on what people need to know to  get on board. Thanks to Seth Teel of <a href="http://cmt-stl.org/">Citizens for Modern Transit</a> for helping Vantage Credit Union&rsquo;s<a href="http://twitter.com/#%21/youngfreestl"> Jenn Cloud</a> learn how to ride MetroLink.</p>
<p>+ <a href="http://www.nextstopstl.org/4634/video-cmt-and-young-free-stl-team-up-for-how-to-ride-transit/" target="_blank">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/grove-fest-fashion-corner-sponsor-spotlight-vantage-credit-u.html"><rss:title>Grove Fest Fashion Corner Sponsor Spotlight: Vantage Credit Union</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/grove-fest-fashion-corner-sponsor-spotlight-vantage-credit-u.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-10-03T15:17:47Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-grove-fest.jpg?__SQUARESPACE_CACHEVERSION=1317655435234" alt="" /></span></span>Grove Fest Fashion Corner</em><br /></strong></p>
<p>Grove Fest Fashion Corner is excited to have Young &amp; Free St. Louis, Powered by Vantage Credit Union as a sponsor!<br /><br />We are proud to partner with an organization that helps young people find a voice, get a headstart and useful information about their finances. Please let us introduce, Jenn Cloud!<br /><br />Jenn Cloud is the 2011-2012 Spokesperson for Young &amp; Free St. Louis, a program powered by Vantage Credit Union to help 18-25 year olds stay financially young &amp; free. This awesome role was created to find &amp; engage young people here in the St. Louis area through digital media, travel and FUN and connect them to their great city at the best values possible.</p>
<p>Jenn is thrilled to be representing Y&amp;F STL as a part of Grove Fest&rsquo;s Fashion Corner upon invitation from her friends at Miss Ohio Vintage! Please come by the Grove Fest Corner VIP Party at 6 pm on October 1st for games, prizes and all-around fun sponsored by Vantage!<br />&nbsp;<br />You can follow what is going on with Young &amp; Free St. Louis at <a href="http://youngfreestlouis.com/">youngfreestlouis.com</a>, <a href="http://twitter.com/youngfreestl">twitter.com/youngfreestl</a> or <a href="http://facebook.com/youngfreestlouis">facebook.com/youngfreestlouis</a>. Young &amp; Free St. Louis, powered by Vantage Credit Union thanks Grove Fest Fashion Corner &amp; Miss Ohio Vintage for letting their group be a part of this!</p>
<p>+ <a href="http://grovefestfashioncorner.com/2011/09/grove-fest-fashion-corner-sponsor-spotlight-vantage-credit-union/" target="_blank">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/30-under-30-jenn-cloud-wins-spokeswoman-job-for-a-year.html"><rss:title>30 under 30: Jenn Cloud Wins Spokeswoman Job for a Year</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/30-under-30-jenn-cloud-wins-spokeswoman-job-for-a-year.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-08-22T17:58:42Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/media-stc-patch.jpg?__SQUARESPACE_CACHEVERSION=1303148547350" alt="" /></span></span>St.CharlesPatch</em> | By Julia Gabbert<br /></strong></p>
<div class="main_text">
<p>Jenn Cloud, 25, entered a contest in July and won a new job for a year.</p>
<p>Cloud is the newest 'Young and Free' spokesperson for Vantage Credit  Union. For a year, Cloud will reach out to young people in the St. Louis  area through a variety of ways to tell them more about the services of  credit unions.&nbsp;</p>
<p>Cloud grew up in St. Charles and graduated from Living Word Christian  High School in 2004. She earned a degree in Communications from  Missouri Baptist University in 2008.&nbsp;&nbsp;</p>
<p><strong>St. Charles Patch:</strong> What is the &lsquo;Young and Free&rsquo; spokesperson?</p>
<p><strong>Jenn Cloud:</strong> The &lsquo;Young and Free&rsquo; spokesperson works  for Vantage Credit Union here in St. Louis. Basically the program was  started by a company out of Canada to help reach 18-25 year olds to help  them get information on credit unions and hopefully boost membership in  those age groups. Vantage Credit Union linked up with them and set up a  spokesperson that has to be in that 18-25 age bracket to represent the  company to that age group.</p>
<p><strong>St. Charles Patch:</strong> How did you get that postion?</p>
<p><strong><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-center/yfstl-jc-cube.jpg?__SQUARESPACE_CACHEVERSION=1314036404695" alt="" /></span></span>Jenn Cloud:</strong> There was a whole competition. They  started recruiting in June and the deadline for submission of entry was  July 2. I decided the weekend it was due that I was going to enter.</p>
<p>So I woke up Saturday morning and got to putting the video together.  You had to submit a one-minute video describing why you&rsquo;d be good for  the job. You had to script, act, edit and upload the whole thing  yourself.</p>
<p>Once all the videos submissions were in, they had a general  orientation and a group meeting for all the people that submitted  application and they narrowed it down to three finalists. Then the three  finalists competed for another two weeks getting votes from people in  St. Louis, basically doing a trial-run of the job.</p>
<p>We had to produce another three-minute video and write four blog  entries. Just kind of showcase our work. After that they announced the  winner. So it&rsquo;s been a six-week competition.</p>
<p><strong>St. Charles Patch:</strong> Why do you think you stood out above the others?</p>
<p><strong>Jenn Cloud:</strong> I think the edge that I had was that  I&rsquo;ve actually been working in marketing for three years now. Basically  right after I graduated college, I&rsquo;ve been working in my field. I have a  background in marketing and specifically using social media in  marketing. Also, I just love Vantage. I made my account with them when I  was 16 and I really enjoy banking with them.</p>
<p><strong>St. Charles Patch:</strong> So is this your actual job?</p>
<p><strong>Jenn Cloud:</strong> This is my full-time job. Day-to-day, it&rsquo;ll be planning, reaching out to people on <a href="http://twitter.com/#%21/YoungFreeSTL">Twitter</a> and <a href="http://www.facebook.com/YoungFreeStLouis">Facebook</a> and building a community there. I&rsquo;m going to be running contests. I&rsquo;ll  be going to events, like speaking at high schools, career fairs and  stuff that people are having at colleges, if there are parades I can  enter the car there.</p>
<p>You get a salary, but they also give you the company car. They let  you use it for the entire year and they want you to drive the crap out  of it because every time you&rsquo;re driving it, you&rsquo;re advertising. Gas is  paid for the whole year. They gave me a new iPhone, which is paid for  the whole year.</p>
<p>I also got a new Macbook Pro, on which I can do all my editing. I  have all the software and everything I need to do the video editing.  They also gave me a new video camera, which is really nice. It&rsquo;s a nice  Canon video camera. So I have all the tools provided that I&rsquo;ll need to  do my job, and I&rsquo;m taken care of in a lot of other ways. I get health  benefits, too. It&rsquo;s an amazing situation to be in. I&rsquo;m really, really  excited.</p>
<p><strong>St. Charles Patch:</strong> What are your responsibilities as the &lsquo;Young and Free&rsquo; spokesperson?</p>
<p><strong>Jenn Cloud:</strong> So what I do is I attend events,   organize events, blog, Facebook, Twitter and also post videos once a   week. It&rsquo;s a pretty rigorous schedule. It&rsquo;s just putting out media and   generally being interesting.</p>
<p><strong>St. Charles Patch:</strong> What are your plans for after your year as the &lsquo;Young and Free&rsquo; spokesperson is up?</p>
<p><strong>Jenn Cloud:</strong> I am really excited just to see what  doors will open because of this. The possibility of starting my own  business after this, because I&rsquo;ll be almost a five-year professional  with a lot of experience. If there&rsquo;s an opportunity with Vantage itself,  it would be an honor to check that out. I don&rsquo;t really know, I&rsquo;m  excited to see where it goes.</p>
<p><strong>St. Charles Patch:</strong> What are you passionate about? What is your message to young people?</p>
<p><strong>Jenn Cloud:</strong> I have a few things. We&rsquo;re coming up on  an election year, and so I really want to get young people engaged and  to care about things they don&rsquo;t naturally care about as they&rsquo;re going  into college and they have a lot of other stuff on their mind.</p>
<p>We&rsquo;re in a really interesting time with the recession and the way  that finances have been hit for young people. A lot of people getting  out of college are moving back in with their parents, they&rsquo;re having to  save up money, they&rsquo;re still waiting table because there aren&rsquo;t a lot of  professional jobs available. Right now I think it&rsquo;s really important  for us to figure out why money if the way it is and what we&rsquo;re supposed  to be doing with our money and how we can do it better.</p>
<p><strong>St. Charles Patch:</strong> What do you like about living in St. Charles?</p>
<p><strong>Jenn Cloud:</strong> I like the old part of St. Charles  because there&rsquo;s a lot more personality out here. It&rsquo;s a little bit more  diverse. I mean, there is an Applebees, but in this area, there are a  lot of independent restaurants and businesses, and the historical  quality of it is just awesome. I love it out here.</p>
<p>My husband and I made a compromise. He wanted to move further out  West and I wanted to move into the city, because I like the personality  of the city. We realized that we&rsquo;ve got Old Town St. Charles, so he can  be happy being in suburbia still, and I can be happy because there&rsquo;s a  little bit of urban flavor mixed in.</p>
<p><strong>St. Charles Patch:</strong> What do you like to do in your free time?</p>
<p><strong>Jenn Cloud:</strong> Well, this is where it gets difficult. In my free time, I do a lot of the stuff I do for work. I&rsquo;ve built up my own <a href="http://twitter.com/#%21/JennCloud">Twitter</a> community, and I love just tweeting and interacting with people there,  which is also what I do for work. So sometimes I&rsquo;m having to sort it out  and do something deliberately different to unplug. I&rsquo;m trying to teach  myself to do that now so I don&rsquo;t get burnt out. I also crochet, my  grandma taught me how to crochet. So last year I set up an <a href="http://www.etsy.com/people/MockTurtleDesigns">Etsy shop</a>. I enjoy reading and also just hanging out with my husband. We&rsquo;ve been married four and a half years.</p>
</div>
<p>+ <a href="http://stcharles.patch.com/articles/30-under-30-jenn-cloud-wins-spokeswoman-job-for-a-year">Original article</a></p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.youngfreestlouis.com/media-center/young-and-free-spokesperson-finalists-on-ktvi.html"><rss:title>Young and Free Spokesperson Finalists on KTVI</rss:title><rss:link>http://www.youngfreestlouis.com/media-center/young-and-free-spokesperson-finalists-on-ktvi.html</rss:link><dc:creator>Y&amp;F St. Louis Team</dc:creator><dc:date>2011-07-27T00:40:51Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><strong><em><span class="full-image-float-right ssNonEditable"><span><img src="http://www.youngfreestlouis.com/storage/media-fox-2-stlouis.jpg?__SQUARESPACE_CACHEVERSION=1307718154434" alt="" /></span></span>FOX 2</em></strong></p>
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<p class="p1">ST. LOUIS, MO (KPLR)&mdash;The 9 A.M. show was visited by Young and Free Finalists, voting for the winner of the contest ends Tuesday, August 2<sup>nd</sup> at noon.</p>
<p class="p1">+ <a href="http://www.fox2now.com/news/morningshow/timezell/ktvi-young-and-free-spokesperson-finalist-20110722,0,6555510.story">Original post</a></p>]]></content:encoded></rss:item></rdf:RDF>
