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Applicant #21: Jessi Turnure

Jessi Turnure is an 18-year-old from St. Louis.

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Jessi's current situation:

Hi everyone! I’m going to be a sophomore at Mizzou, double majoring in broadcast journalism and textile and apparel management with a minor in Spanish. I’m working at a clothing store and writing for Mizzou’s newspaper this summer so basically I’m getting paid to interact and learn about people of all ages.

During my free time, I’ve been living it up the St. Louis way- going to lots of concerts and Cards games, the Muny and the Fox, Ted Drewes (terramizzous are my fave), and doing a little boating and swimming whenever I can. I also make sure that I give up some of my free time to volunteering to not only benefit myself, but also my community. I may be new to the financially independent world, but I have the drive, curiosity, and capability to make an impact and help others along the way.

Jessi's blog post:

Helpful Holiday Hints

Holidays can be demanding times for young people because of the pressure to spend money that we don’t always have. But with some creativity and self- discipline, holidays can be memorable and enjoyable. Here are some suggestions that might help (all of which I have done at some point):

New Year’s:
“Out with the old, in with the new” does not mean you have to overspend your budget to ring in the New Year.

  • If you’re hosting a party, the best venue is always your home and ask all invitees to contribute a food or drink item
  • Don’t splurge on an outfit if you don’t have to: Most clothing stores/ boutiques have huge sales right after Christmas (For the guys and gals try Macy’s, Dillard’s, etc. during this time to purchase name brands for a great price)

Valentine’s Day:

A dozen roses or an expensive dinner is an elegant, thoughtful gesture for your significant other, but why stick to the cliché?

  • Print out a picture of you and your significant other and place it in a fun frame (try Target.com)
  • Cook dinner instead of eating out: you save a lot of money and it’s more sentimental and intimate     
  • Presents are fun to pick out, but if you don’t know what to get someone, take them on a fun, all-day excursion throughout St. Louis

   o Go to the Zoo (free!)
   o Ice Skate at Steinberg
   o Go on a brewery tour of Anheuser Busch
   o Check out stores in the Loop

Halloween:
This holiday allows you to be anything you want to be. But pretending you’re a superhero or celebrity for the night doesn’t have to mean your bank account will vanish.

  • Raid your friends’ closets
  • Try second hand stores like Goodwill or Rag-O-Rama in the Loop 
  • eBay!  

Christmas:
The most wonderful time of they year is often very stressful, but if you try these tips you’ll enjoy a silent night free from worry.

  • If you have a big family, make arrangements such as Rob Your Neighbor or Secret Santa so you don’t have to buy presents for your fifty cousins on both sides
  • The biggest sales and bargains are always the few days after Christmas so go shopping then for greeting cards, wrapping paper, etc. and save them for next year
  • Go see lights with family and friends for free! www.neverenoughlights.com

W.T.T.W. (words to the wise):
PAY CASH. For every holiday, whether you’re hosting a party or buying presents for friends and family, sit down and make a budget. Take that monetary value out of your account and when it’s gone, resist temptation and don’t withdraw any more.

Jessi