Young & Free St. Louis - Ask our experts

Ask our experts

Investing (2 entries)
- What is a mutual fund and how does it benefit me?
  
  A mutual fund is an investment tool that is overseen by professional money managers who invest and manage money for shareholders (a group of people that own one or more stocks, ...
- What are Cds and Ira's? How do they benefit me? How can I invest in one? and what do i need to do to get one?
  
  CDs - A ‘Certificate of Deposit’ (CD) is a short/medium term investment that is insured by a Credit Union. This means you can only make money in the deposit and have ...
Personal Financial Management (1 entry)
- Do you participate in any PFM software that aggregates accounts from other banks, credit unions, and credit card companies? Which one(s)?
  
  While I have not had much experience using financial software; Vantage Credit Union, whom Young & Free St. Louis is based out of, has just come out with a new feature ...
Checking (1 entry)
- When the bank places transactions on a hold, is the money already taken out of the current balance?
  
  Generally, financial institutions only put 'holds' on checks. A hold is placed for determined length of time to assess whether or not the funds are available. In other words, the financial ...
Credit Cards (1 entry)
- How do i get a credit card from you? Not a debit card.
  
  Getting a credit card set up is simple: you can either apply online at vcu.com , or at any Vantage CU branch .